When Hearing Loss Qualifies as a Disability
The Americans with Disabilities Act (ADA) and the Social Security Administration (SSA) recognize and support individuals with disabilities.
Both have different definitions and requirements for claiming a legal disability.
How Hearing Loss Is Defined Under the US Law
ADA rules and guidelines1
The ADA is responsible for the legal definition of disability and protects people from discrimination.
ADA rules and guidelines1
The ADA is responsible for the legal definition of disability and protects people from discrimination.
SSA rules and guidelines3,4
The SSA determines eligibility for disability benefits based on specific medical criteria.
SGA5 is any significant amount of work performed for wages or profit. It’s key in helping the SSA determine eligibility for Social Security Disability Insurance or Supplemental Security Income.
There are income limits set for SGA. People claiming disabilities are usually ineligible for benefits if they make more than $1,690 per month ($2,83- if blind).
The SSA4 relies on specific medical evidence and certain hearing tests in addition to SGA. Professional test results, an ear exam, and medical history are all required.
Clients must have these tests and exams with qualified professionals, like an audiologist or ear-nose-throat (ENT) doctor. Testing includes:
The SSA will look for a better ear (the one with better hearing), because if one ear is much worse, the better one can determine how well you function overall.
Meeting one of these specific criteria, plus not being able to engage in SGA, means your hearing loss is severe enough under SSA’s medical standards to be considered disabling.
All of these requirements combined make it more likely your official disability claim will be approved.
Learn About Types and Levels of Hearing Loss
Hearing loss has different causes, but those don’t play a role in disability benefits. Key considerations involve the level of hearing loss and its impact on life and earning money.
Here’s how different levels of hearing loss impact everyday life:
Some difficulty hearing soft sounds or understanding speech in noisy environments.
Sensorineural hearing loss (SNHL) is the most common form of permanent hearing loss. It’s caused by damage to the inner ear or nerve pathways that carry sound to the brain.
As a result, sound isn’t sent to the brain correctly. Once SNHL occurs, it cannot be cured, but it can be treated with things like hearing aids.
So, what level of hearing loss is considered a disability? Mentioned earlier in this article, those with hearing loss must meet criteria set by the ADA and SSA to qualify.
A more severe level of hearing loss, documented by a hearing care specialist through testing, that impacts the ability to work, makes a legal disability diagnosis more likely.3,4
Hearing Loss Accommodations and Legal Rights
According to the Americans with Disabilities Act (ADA), employers with 15+ employees must provide reasonable accommodations to qualified employees with hearing loss, unless it causes an “undue hardship” on the employer.
Providing accommodations helps ensure people can do their jobs and participate fully at work. These adjustments can include:
There are a variety of tools that help people with hearing loss participate fully in workplace communication and activities.
Examples of accommodations include:
The ADA isn’t just about helping someone do their job tasks. It requires organizations to make sure people can fully participate in meetings, trainings, and professional interactions.
How to Document Hearing Loss Disability
Sources:
1 U.S. Department of Justice Disability Division: Guide to Disability Rights Laws (February 28, 2020): ada. Gov.
2 U.S. Equal Employment Opportunity Commission: Hearing Disabilities in the Workplace and the Americans with Disabilities Act (January 24, 2023): eeoc.gov.
3 NerdWallet: Substantial Gainful Activity (SGA): Meaning and Examples (October 25, 2025): nerdwallet.com.
4 Social Security Administration: Disability Evaluation Under Social Security (Accessed January 12, 2026): ssa.gov.
5 Social Security Administration: Substantial Gainful Activity (Accessed January 12, 2026): ssa.gov.