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Understanding the Cost of Hearing Aids: Breaking Down the Pricing and Payment Options

Explore the factors that impact hearing aid prices, what to expect when purchasing, and how HearUSA makes hearing aids more affordable with flexible payment plans. Discounts and finding and maximizing any insurance benefits.
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How is the cost of hearing aids determined?

What Affects the Cost of Hearing Aids?

When shopping for hearing aids, the price tag can range from a few hundred dollars to several thousand. You may be wondering why that is, because it seems like they all have the same pieces and parts, right? Hearing aids actually vary quite a bit, especially since they’re designed for different levels of hearing loss. 

Here are the key factors that impact hearing aids’ cost:


Technology and Features


The more advanced the technology of the hearing aid, the higher the price. But don’t let that scare you. Features like Bluetooth connectivity and rechargeable batteries tend to cost more, but give you more freedom and convenience. Devices that allow you to create listening programs for certain situations or provide noise reduction and tinnitus masking will be more expensive than basic models as well.

We suggest getting as much technology as you can afford. However, it’s a good idea to consider your lifestyle and needs first.

Ask yourself questions like:

1. Do I want to connect my hearing aids to my TV so I can stream audio right into my hearing aids?

2. Do I want to connect my hearing aids to my smartphone and the hearing aid app so I can control the volume and settings discreetly from the palm of my hand?

3. Am I OK changing tiny batteries every few days or do I want to be able to easily recharge the battery by just placing them into a charging case?

4. Do I need a hearing aid that’s made for more active people?

5. Am I often in noisy environments, or quieter ones?

6. Do I want a hearing aid to sit behind my ear, or inside of it?

Knowing your preferences and needs ahead of time can help ensure you invest in the right pair from the start — and don’t end up with several pairs in a junk drawer. Talk to your hearing care specialist for help determining what’s right for you.

Brand and Manufacturer

Just like anything consumers buy, the cost of hearing aids has a lot to do with the brand and its reputation. Things like modern innovation, reliability, and a reputation for delivering high-quality products you can depend on are just a few reasons for top-tier pricing.

These hearing aids are usually worth their cost. However, no matter your budget and if you can’t afford top-tier pricing, HearUSA hearing aids for you. HearUSA offers competitive pricing without compromising on quality, ensuring that even the most advanced models remain accessible to you.

From our hearing aid loyalty program and price match policy to insurance checks and affordable payment plans, we make sure you’re excited about how well you’re hearing every month — not stressed about what you’re paying.

Remember, any medical-grade hearing aid is better than no hearing aid, because the longer you wait to treat your hearing loss, the worse it will get overtime.

Compare hearing aids

Comparing Different Hearing Aid Models

Not sure which types of hearing aids are right for you? Hearing aids come in various styles and models, price ranges and benefits. Before you buy, it’s a good idea to first meet with an experienced hearing care professional who can test your hearing and show you what types of hearing aids are best for you. You can then determine what is most comfortable physically, and also financially.

Behind-the-Ear (BTE) vs. In-the-Ear (ITE)

Not sure if you want something sitting behind your ear, or inside it? This is another good reason to meet with a hearing care professional. They can help you find the right style for you. Behind-the-ear (BTE) hearing aids are typically more affordable but can be a little larger than in-the-ear (ITE) hearing aids. Often costing more, ITE hearing aids are smaller and often more discreet, as they can completely disappear inside the ear. If discretion is a priority, you might also want to consider nearly invisible hearing aids.

The good news? Once you have them on, most devices, whether it’s a BTE or ITE, will be unnoticeable to those around you. Thanks to modern design and technology, hearing aids are smaller and smarter than ever before. Gone are the days of giant, bulky hearing aids that everyone will notice. There could be no better time to buy a hearing aid.

Additional Features Like Bluetooth and Rechargeable Options

If you want to get the most out of a pair of hearing aids and experience zero limitations, you’ll want to consider hearing aids with advanced features. Optional advanced features, such as hearing aids with rechargeable batteries and Bluetooth connectivity, can add to hearing aids’ cost but are often worth the investment for those seeking modern functionality. 

Take a look at a handful of options to consider (this is not a complete list of features):

  • Rechargeable batteries mean you never have to change tiny batteries every few days.
  • Bluetooth connectivity allows you to stream audio from your TV, phone, and car right into your hearing aids and ears.
  • Some hearing aids are equipped with artificial intelligence (AI), which means they can access a deep neural network to process sounds better and adjust automatically to your changing environments.
  • Tinnitus masking can provide relief for those who struggle with ringing or buzzing in their ears.
Hidden costs

Hidden Costs to Watch Out For

In addition to the initial price, there are often hidden or additional hearing aid costs to keep in mind before you buy.

Fitting and Follow-up Services

Many hearing aids require follow-up visits for adjustments and maintenance. Make sure to factor in these costs when budgeting for hearing aids. Some hearing care providers may include these services in the overall price, while others may charge extra. So be sure to ask up front so you can be prepared.

Hearing Aid Maintenance and Accessories

The cost of hearing aid accessories like cases, dehumidifiers, and hearing aid batteries can add up over time. When buying hearing aids, ask about the estimated cost of maintenance and how long the batteries last for your particular model. Keep in mind that if you purchase rechargeable hearing aids, you won’t need to buy or change out hearing aid batteries.
Using insurance and payment plans

Payment Plans and Insurance Options

If the cost of hearing aids seems overwhelming, there are several ways to make them more affordable. We’re here to help you take control of your hearing without breaking the bank.

Hearing Aid Payment Plans

Many hearing aid companies, like us, offer stress-free hearing aid payment plans to spread out the cost over time. These plans make it easier to invest in advanced hearing aids without paying the full amount upfront, allowing you to still stick to your monthly budget.

Hearing Aids Insurance Coverage

HearUSA wants to get you every insurance discount we can. We’ll do the work for you and check with your insurance provider to see if you have hearing care insurance coverage. Plans and coverage vary by state. Some plans cover partial or full costs, and there are also additional coverage options for veterans or specific medical conditions.

Did you know you can also use your health savings or flexible savings account to pay for hearing aids tax-free? That’s right — hearing aids are considered a qualified medical expense by the U.S. government. This means you can avoid paying taxes on your purchase.

FAQ

Frequently Asked Questions

Can I get financing options for hearing aids?

What is the average cost of a hearing aid?

Are hearing aids covered by insurance?

Tips for saving money

Tips for Saving Money on Hearing Aids

While hearing aids’ costs can seem high, there are several ways to reduce the overall price and get more value for your money.

1. Shop around: Compare prices at different hearing aid providers to ensure you’re getting a good offer.

2. Look for bundled services: Some providers include hearing tests, fitting, and follow-up services in the price, which can save you money in the long run.

3. Use financing options: Take advantage of hearing aid financing options that allow you to spread the cost out over time and help you stay within your monthly budget.

4. Consider refurbished or basic models: If you’re on a tight budget, refurbished hearing aid models or hearing aids with fewer features may still meet your needs at a lower price point.

5. Use your health insurance or veterans benefits: Many insurance providers offer coverage for hearing aids, and veterans may be eligible for significant discounts or free services.

  • Check your insurance or ask HearUSA to check for you.

    Your policy may cover some hearing-related services. Some states now require insurance companies to cover hearing aids. We’ll check your insurance for you and look for every possible discount to help you save.
  • Use your flexible spending or health savings account (FSA or HSA).

    Using one of these accounts that are a part of certain health plans allows you to save money and spend it tax free on qualified medical expenses like hearing aids.
  • Take a hearing test with us at no cost.

    We offer a free online hearing screening to get a quick snapshot of your hearing health. You can also book a complimentary hearing evaluation at a HearUSA center near you online or by calling us directly at 1-855-898-1320
  • Research pricing.

    We want to help you get the best price for your budget. That’s why we encourage you to shop around. While we believe we have the lowest prices for the best technology, if you find a lower price through another company, we’ll match it as part of our Price Match Guarantee. We’d love to have you as part of the HearUSA family and benefit from the lifelong perks.
  • Check payment and financing options.

    We offer affordable financing programs for every budget. This can help you get the highest level of technology for your level of hearing loss and stay within your monthly budget.
  • No risk options.

    When you do invest in hearing aids with HearUSA, you can rest assured you're protected. You’ll receive a 2-year warranty on your devices and enjoy peace of mind with a 60-day return policy. If your hearing aids aren’t working well in your life within 60 days, you can return them for a full refund, no questions asked
  • Go to one of our local providers.

    With your HearUSA hearing aid purchase, you’ll be able to go to a HearUSA hearing aid specialist (we have 400 located around the country), where you can easily visit for optimizing and cleaning, check-ups at no added cost.
  • If you’re a veteran, ask us about a discount.

    You can also check with Veterans Affairs (VA), as you may be able to get low-cost hearing aids as part of your VA benefits.
  • Explore different levels of technology.

    It’s important to have your hearing tested so you know what level of technology you need. You may not need the highest level of tech, which will save you some money. Our specialists are committed to your best hearing.
  • Consider over-the-counter (OTC) hearing aids.

    OTC hearing aids are now available for mild hearing loss as part of a federal law. However, it’s still important to have your hearing tested at a HearUSA center near you so you know your level of hearing loss. A specialist can let you know if OTC hearing aids are right for you, as moderate to severe loss would require prescription-grade hearing devices. It’s important to keep in mind that using the wrong type of hearing aid can damage your hearing further. Be sure to book your testing appointment before you invest, so you’re not wasting your money.
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Do's and Dont's

Do's and dont's

We want to help you get the most out of your investment and avoid some common mistakes when it comes to treating hearing loss. Here are some do’s and don’ts to help you protect your hearing and your money.

Do act sooner than later and don’t delay:

As we mentioned above, delaying treatment for hearing loss puts you at risk for other health issues. So it’s important not to delay investing in hearing aids.The longer you wait, the worse your hearing will get, which will require a higher level (and more expensive) technology.

Do get the right technology and don't compromise on quality to save money:

Sometimes it may feel like a quick, easy fix to grab the cheapest pair of hearing aids or amplifiers you can find, but the wrong hearing aid can actually do more damage to your hearing. Investing in the highest level of technology you can afford will help your hearing and overall health for the long term.

Do see a professional and don’t skip the exam:

Cheap options often lack proper fitting and follow-up care. This can make the hearing aids feel uncomfortable and lead you to believe that they just don’t work well for you. That’s why it’s critical to meet with a professional hearing care specialist who will test your hearing and help you determine the best devices for you. They’ll ensure you get the right design and technology, a comfortable fit, and good follow-up care that keeps them operating at their best. Seeing a professional before you invest will save you money in the long run.

You can depend on HearUSA

With HearUSA by your side, you’ll never have to navigate hearing loss alone. We’re here to guide you every step of the way and help you take control of your hearing health. Here’s why you can trust your hearing health with us.
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